Terms of Use
Welcome to the website of Prosspo Financial LLC (“Prosspo Financial,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of prosspofin.com and the information, resources, features, and services made available through this website.
By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
1. General Information Only
The information provided on this website is intended for general informational and educational purposes.
Nothing on this website should be interpreted as individualized financial, investment, insurance, tax, legal, or accounting advice. Financial decisions should be made based on your individual circumstances, objectives, financial situation, and needs.
You should consult an appropriately qualified professional regarding your specific circumstances before making significant financial decisions.
2. No Advisor-Client Relationship
Accessing this website, submitting a contact form, requesting information, downloading materials, or communicating with Prosspo Financial through the website does not by itself create a financial advisor-client, insurance agent-client, fiduciary, or other professional relationship.
A formal relationship may only be established after any required documentation, disclosures, agreements, applications, or other onboarding requirements have been completed.
3. Financial and Insurance Products
Prosspo Financial provides information about financial planning strategies and financial and insurance products that may be available through third-party financial institutions, insurance carriers, and other providers.
Products and services may vary based on factors including:
Location and jurisdiction
Eligibility requirements
Age and health
Financial circumstances
Underwriting requirements
Provider requirements
Product availability
Descriptions provided on this website are general in nature and should not be considered guarantees of availability, eligibility, coverage, performance, or results.
The terms and conditions issued by the applicable financial institution or insurance carrier will govern any product ultimately purchased or obtained.
4. No Guarantee of Financial Results
Financial planning involves uncertainty, and individual circumstances differ.
Prosspo Financial does not guarantee that any financial strategy, insurance product, retirement strategy, savings approach, or other financial decision discussed on this website will produce a particular result.
Past performance, examples, illustrations, projections, or hypothetical scenarios, when provided, should not be considered guarantees of future performance or outcomes.
5. Educational Content
Prosspo Financial places an emphasis on financial literacy and may provide educational information regarding topics such as:
Life insurance
Income protection
Retirement planning
Annuities
College and family planning
Tax-advantaged financial strategies
Business protection and continuity
Employee and executive benefits
This information is provided to help visitors better understand financial concepts and available options. Educational content should not be considered a recommendation to purchase, sell, or use any particular financial product or strategy.
6. Third-Party Financial Providers
Prosspo Financial may work with an established network of financial institutions, insurance carriers, and other financial service providers.
References to third-party companies, products, services, trademarks, or logos do not necessarily constitute an endorsement, guarantee, partnership, or representation regarding a particular product’s suitability for you.
Third-party providers maintain their own policies, contracts, eligibility requirements, disclosures, product terms, and privacy practices.
You should carefully review all applicable product documentation and disclosures before making a financial decision.
7. Accuracy of Website Information
We make reasonable efforts to provide useful and accurate information. However, financial products, regulations, rates, eligibility requirements, provider offerings, and other information may change over time.
We do not warrant that all website information will always be complete, current, accurate, or free from errors.
Prosspo Financial reserves the right to modify, correct, remove, or update website content at any time without prior notice.
8. Calculators, Examples, and Illustrations
If this website includes calculators, estimates, examples, projections, charts, or other interactive tools, their results are provided for informational and illustrative purposes only.
Actual financial outcomes may differ substantially based on individual circumstances, market conditions, product terms, fees, taxes, interest rates, underwriting, and other factors.
Results generated by website tools should not be relied upon as individualized financial advice.
9. Tax and Legal Information
Prosspo Financial may discuss financial strategies that involve tax or estate-planning considerations.
Unless expressly stated otherwise, Prosspo Financial does not provide legal, tax, or accounting advice.
Tax laws and regulations may change, and their application depends on individual circumstances. You should consult an attorney, CPA, tax professional, or other qualified professional regarding legal or tax matters.
10. Website Forms and Communications
You may use website forms to request information, ask questions, or contact Prosspo Financial.
You agree that information you submit will be accurate and that you will not knowingly provide false, misleading, fraudulent, or unlawful information.
Please do not submit highly sensitive information through general website forms, including Social Security numbers, banking credentials, passwords, payment card details, or government identification documents.
Where sensitive information is required for an application or financial service, appropriate instructions or systems may be provided separately.
11. Electronic Communications
When you contact Prosspo Financial electronically, you consent to receiving responses through electronic means, including email, where appropriate.
Electronic communications may not always be completely secure. You should avoid transmitting highly confidential financial or personal information through ordinary email unless an appropriate secure method has been provided.
12. Intellectual Property
Unless otherwise indicated, the website’s original content, branding, graphics, design elements, text, layout, and other materials are owned by or licensed to Prosspo Financial LLC and are protected by applicable intellectual property laws.
You may access and use website content for your personal, non-commercial informational purposes.
You may not reproduce, distribute, modify, republish, sell, exploit, or commercially use substantial portions of our website content without prior written permission.
Third-party names, trademarks, logos, and other intellectual property displayed on the website remain the property of their respective owners.
13. Acceptable Use
You agree not to use this website in any way that could damage, disable, interfere with, or compromise the website or its users.
You may not:
Attempt unauthorized access to the website or its systems
Introduce malicious software, viruses, or harmful code
Attempt to interfere with website security
Scrape or systematically extract website content without authorization
Impersonate another person or organization
Use the website for fraudulent or unlawful purposes
Submit misleading, abusive, harmful, or malicious information
Attempt to obtain unauthorized access to information belonging to others
We reserve the right to restrict access when we reasonably believe the website is being misused.
14. Third-Party Websites
This website may contain links to third-party websites, including financial providers, insurance carriers, social media platforms, scheduling tools, or other external resources.
These links are provided for convenience or informational purposes.
Prosspo Financial does not control third-party websites and is not responsible for their availability, content, security, products, services, privacy practices, or terms.
Your use of third-party websites is subject to the terms and policies established by those third parties.
15. Website Availability
We aim to maintain reliable access to our website but cannot guarantee uninterrupted or error-free availability.
The website may occasionally become unavailable due to maintenance, technical problems, updates, security issues, third-party services, or circumstances beyond our control.
We may modify, suspend, or discontinue any portion of the website at any time.
16. Disclaimer of Warranties
To the extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis.
Prosspo Financial makes no warranty that the website will be uninterrupted, error-free, completely secure, or suitable for every user’s particular purpose.
Nothing contained on this website constitutes a guarantee regarding financial performance, insurance coverage, eligibility, approval, or future results.
17. Limitation of Liability
To the fullest extent permitted by applicable law, Prosspo Financial LLC and its representatives will not be liable for indirect, incidental, consequential, special, or similar damages arising from or related to your use of, or inability to use, this website or reliance upon general information presented on the website.
You are responsible for obtaining appropriate professional guidance before acting on information that may affect your financial, legal, tax, insurance, or business circumstances.
Nothing in these Terms is intended to exclude liability that cannot lawfully be excluded.
18. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how we may collect, use, disclose, and protect personal information.
By using this website, you acknowledge that you have had the opportunity to review our Privacy Policy.
19. Geographic Availability
Prosspo Financial may provide services to clients in the United States and Canada, subject to applicable licensing, jurisdictional, provider, and product requirements.
The availability of information on this website does not mean that every service or product described is available in every jurisdiction.
Visitors are responsible for determining whether access to particular services or products is permitted in their location.
20. Changes to These Terms
We may revise these Terms of Use periodically to reflect changes to our website, services, business practices, or applicable requirements.
Updated Terms will be published on this page with a revised “Last Updated” date.
Your continued use of the website after updated Terms are published constitutes acceptance of those revised Terms to the extent permitted by applicable law.
21. Governing Law
These Terms of Use will be governed by and interpreted in accordance with applicable laws of the State of Texas and applicable federal laws of the United States, without regard to conflict-of-law principles, except where other applicable laws or regulations require otherwise.
22. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.
23. Contact Us
If you have questions regarding these Terms of Use, please contact:
Prosspo Financial LLC
Email: wealthmanager@prosspofin.com
Phone: +1 (214) 872-0117
Wylie, Texas, United States
Website: prosspofin.com